You won’t be able to exchange your points for cash in hand. The CIBC Dividend ® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada. The SimplyCash Preferred Card from American Express has the better welcome bonus and similar perks, but it doesn’t have the same accelerated earn rate for gas and groceries that the CIBC Dividend Platinum® Visa* Card does. Travel Cash Back Rewards No Annual Fee Charity Business Debit Your CIBC FirstCaribbean Visa Credit and Visa Debit Cards provide easy access to funds and are secure with advanced Chip & Pin technology. Explore our products and services. The CIBC Aero Platinum Visa Card is a low-fee card that offers 1 Aeroplan Mile for every $1.50 you spend on your card along with double the rewards at over 150 Aeroplan partners. Best CIBC Cash Back Credit Cards in Canada. Changes to Existing Insurances: Out of Province Travel Medical Coverage reduced from 15 days to 10 days. You will be asked to confirm that you do, in fact, meet the necessary requirements to be eligible to apply. The CIBC Dividend Visa Infinite Card and CIBC Dividend Platinum Visa Card both offers a great return on gas and grocery spend. With the CIBC Dividend ® Visa Infinite* Card, you earn:. TD Cash Back Visa Infinite 10% in cashback (CB) up to $2,000 in purchase during first 3 months, first year free (FYF) for primary and additional card holders is back on June 1. The CIBC Dividend Visa Infinite Card is particularly well suited for families and long-distance commuters, given its high cash back rates on gas and groceries. It has a high earning flat-rate cashback reward of up to a remarkable 4% on your purchases with the card. The category has a cap of $6,000 per year in which you'll earn at a rate of 1% for the remainder of the year once that cap is hit. The card will keep it's 4% earn rate of gas and groceries but sees its 2% category get better as you'll earn that rate on all transportation, dining purchases and recurring payments - compare this to the current 2% on Tim Hortons and TELUS purchases. The CIBC Dividend Platinum® Visa* Card offers cash back rewards ranging from 1%-4% (depending on where you shop), as well as a moderate spread of extra insurance and travel benefits. 0.5% cash back on the first $6,000 in other purchases, 1% cash back on other purchases over $6,000, 1% cash back on gas, transportation, dining and recurring payments. Your CIBC FirstCaribbean Visa Platinum Credit Card entitles you to automatic enrolment in Visa's Exclusive Rewards Programme at no additional cost. It’s a particularly appealing cash back … Plus, you earn 1% cash back on your purchases! Terms and conditions Show or hide Use it for everyday purchases, shopping online or when travelling overseas. Receive 1 rewards point for every US$1 spent, up to maximum of 250,000 points earned in a calendar year; Pay for merchandise from dozens of online retailers with your rewards points Cash is accumulated each month, beginning with the January Visa statement, and awarded at the end of the year as a credit on the December statement. Cards which offer cash back, rewards and points or no annual fee. ... No cash back. In a nutshell, CIBC Dividend Visa Infinite Credit Card and the CIBC Dividend Platinum Visa Card are the top #1 and #2 offerings from CIBC for the cashback credit card portfolio. ... Meridian Visa Platinum Cash Back Card . You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer.. and Card Value Calculator You can use this rewards calculator to calculate how many points, miles, or cash back … to earn 4% cash back on gas and groceries. If you’re looking for a cash back credit card, the CIBC Dividend Platinum® Visa* Card is worth considering. Best CIBC Cash Back Credit Cards in Canada. To apply for the CIBC Dividend Platinum® Visa* Card, you need to meet certain eligibility requirements. Transfer points to Aeroplan to earn up to 25,000 Bonus Aeroplan Miles. Earn 1 point for each US$1 (or local currency equivalent) purchase you make on your card. On the following pages, you will be asked to fill out your personal information, including your Canadian address, phone number, birth date, etc. Pay for tuition or repay student loans through www.HigherEdPoints.com. CIBC recently launched an excellent new offer for their premium cash back card the CIBC Dividend® Visa Infinite* Card.The card has a welcome offer of 10% cash back on all purchases up to $2,000 made during the first four monthly statement periods. This is a decent start, but for a cash back card at this annual fee level we’d prefer that new cardholders start off with an extra-high cash back earn rate for a limited time, rather than a low purchase interest rate. Hopefully the better 2% category will make up for that difference for most cardholders. If your household income is more than $15k/yr, then CIBC Dividend Visa Platinum below is the best option. 5000 bonus Visa Rewards points on activation; Earn 1 point for each US$1 purchase you make on your card; Redeem points for airline tickets on any airline, anytime Best Sites for Earning Cash Back on Shopping, Face Off: Nordstrom Canadian Visa Card vs. American Express Gold Rewards Card vs. Scotia Momentum® Visa Infinite* card, Scotia Momentum® Visa Infinite* card Review. 4% cash back on gas and grocery purchases. Your CIBC FirstCaribbean Visa Platinum Credit Card entitles you to automatic enrolment in Visa's Exclusive Rewards Programme at no additional cost. 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