Reasonable efforts are made to maintain accurate information. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. See less product information. For example, someone averaging over $100,000 in combined balances would be eligible to earn a 75% rewards bonus on cash back redemptions into a Bank of America … To protect your identity, please do not submit personal or account information. Did you know: BankAmericard offers a 0% intro APR for 18 billing cycles on purchases and … The balance transfer … Balance transfer offers, which typically entice borrowers to move their debt to a new lender in exchange for a temporary 0% interest rate, have been sharply reduced at banks including … Read our. Please contact us directly if you have any account or service related issues. It’s accurate to the best of our knowledge when posted. product information. )Bank of America … If you prefer that we do not use this information, you may opt out of online behavioral advertising. After the intro period is up, there will be a variable APR of 13.99% - 23.99% on balance transfers and purchases. However, the long-term savings from the lower promotional rate can outweigh the … Learn more about the Bank of America® credit cards that offer a low intro APR on balance transfer by selecting one of the credit cards on this page. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Account customers do not incur fees for withdrawals, transfers and balance inquiries at ATMs displaying the Bank of America name and logo. We strive to provide you with information about products and services you might find interesting and useful. By following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. You’ll get unlimited 1% cash back on all other purchases and after the quarterly cap is met. Bank of America® has credit cards that offer low intro APRs on qualifying balance transfers for those looking to manage one card while paying down credit card debt and building credit. Any collateral doesn't protect the lending products, and the charge ratings really are minimal if carried out in virtually any respect in most cases. This unique identifier for Bank of America… Enter the Amount you’d like to transfer. Balance transfers take at least 14 days to complete. Relationship-based ads and online behavioral advertising help us do that. If you’re looking to improve your credit, check out some of our helpful tips. )Bank of America … Just know that each quarter, you can only earn the 3% cash back in your choice category and 2% back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607 If cash back is what you’re interested in, our picks for the best Bank of America cash back credit cards can help break down your choices. In general, every time you transfer your credit card balance from one card to another, the card to which you transfer your balance will charge you a fee for the service. No matter which Bank of America card you might choose, know that regular interest rates kick in after the intro APR expires. Once the State approves your payment they will deposit it to your card. When transferring a balance to a credit card, generally you pay a transaction fee of 3–5% of the transferred amount. This total does not include off-balance-sheet accounts. Why this is one of the best balance transfer credit cards: Whether you plan to cruise or not, you can get a 15-month 0% APR balance transfer deal with the Holland America Line Rewards Visa Card. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Image: Worker swiping credit card reader in a clothing shop, Christy Rakoczy Bieber is a full-time personal finance and legal writer. Credit Karma Mortgage, Inc. NMLS ID# 1588622 |, Credit Karma Offers, Inc. NMLS ID# 1628077 |. Christy was previously a college teacher…, Image: Man with glasses in a cafe, looking up no-fee checking on his laptop, Image: Woman boarding a train as she reads on her phone about potential debt relief solutions, Image: Woman on cellphone waiting for train, looking up Discover it Chrome card, Image: Stylized speech bubble representing questions about coronavirus news, Image: Young couple in car on a sunny day, Image: Woman sitting on the floor of her bedroom, reading on her phone about free savings account options, Bank of America® Cash Rewards credit card, best Bank of America cash back credit cards, our review of the BankAmericard® credit card, $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening, Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. You just can't transfer debt between BofA products. This fee typically ranges from 3% to 5% … Click "Request Balance Transfer." © 2007–2021 Credit Karma, LLC. After that, there’s a variable APR of 14.49% to 24.49%, and you’ll pay a balance transfer fee of 3% (minimum $10) on any balances you transfer. Connect one on one with a credit card specialist, Balance Transfer Credit Cards with Low Intro APR, Low Intro APR Balance Transfer Credit Cards, Interstitial Link: language-change | Placeholder - hidden, Credit Cards with No Foreign Transaction Fees. Credit Karma® is a registered trademark of Credit Karma, LLC. Bank of America charges a minimum of $10 or a percentage of the transfer for ongoing balance transfer fees. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. The Bank of America® Cash Rewards credit card also offers a $0 annual fee and an intro 0% APR on purchases and on balance transfers made in the first 60 days from account opening. Balance Transfer Fee. One or more of the cards you chose to compare are not serviced in English. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. Initiate your transfer … (Cash advance fees may apply to credit card accounts. Balance transfer cards from Bank of America The BankAmericard® credit card offers 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days as well as 0% … Bank of America, N.A. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. To find this option, place the cursor over "Accounts" and look under the "Manage Cards" heading. See more product information, A low introductory APR for balance transfers can help you get control of your financial future. Compensation may factor into how and where products appear on our platform (and in what order). Enter the Date you want … 2% … Find out how you can take advantage of all the opportunities that may be available to you as a cardholder. Bank of America balance transfer offers allow you to shift several types of debt. Bank of America® has credit cards that offer low intro APRs on qualifying balance transfers for those looking to manage one card while paying down credit card debt and building credit. This date may not reflect recent changes in individual terms. ... Bank of America will never ask you in an email or text … Bank of America requires balance transfers to be completed within 60 days from account opening to take advantage of intro offers. Please see your Credit Card Agreement for details. 3% cash back . Already a Bank of America customer? You have to transfer your balance within the first 60 days of your account opening to qualify for the intro APR offer. Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Credit Karma of no greater than 35.99% APR with terms from 61 days to 180 months. Balance Transfer APR: 0% for 12 billing cycles on Balance Transfers*, then 13.99% - 23.99%* Variable (for transfers requested in the first 60 days) Balance transfer fee: 3% You can pick your own 5% cash … Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. Helping our customers meet their financial needs is important to us. Select the account you want to transfer From and then the account you want to transfer To. Equal Housing Lender new window. If you already have a card, the process just takes a few minutes. Credit Karma is committed to ensuring digital accessibility for people with disabilities. After the intro APR offer ends, 13.99% – 23.99% Variable APR will apply. Contactless Cards – The security of a chip card, with the convenience of a tap. Bank of America® Premium Rewards® credit card. All rights reserved. Better credit habits can lead to a better credit score. The card comes with an intro 0% APR on purchases and balance transfers for the first 15 billing cycles plus an intro balance transfer fee of $0 — as long as you transfer your balance in the first 60 days your account is open. By submitting your feedback, you agree Bank of America, its affiliates and any authorized parties may use, commercialize or reproduce the feedback without restriction or any compensation to you. The balance transfer offer: This card features 20 months of 0% APR financing on both new purchases and balance transfers, with a fee of $5 or 3% of the amount transferred, whichever is greater. A balance transfer with a Bank of America credit card can save you money. There’s a balance transfer fee: Either $10 or 3% of the amount of each transaction, whichever is greater. Here’s why: If you’re a student focused on paying down debt while also learning how to build good credit habits, the BankAmericard® credit card for students could be the card for you. Bank of America offers balance transfer checks, which are also called convenience checks. Account customers do not incur fees for withdrawals, transfers and balance inquiries at ATMs displaying the Bank of America name and logo. When you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America® credit cards. Your responses will help us improve the Bank of America digital experience for all our customers. (Cash advance fees may apply to credit card accounts. Tell us who you are and what you like, to see what offers are available to you. Before you leave, please take a moment to answer these 4 simple questions. On a $5,000 balance transfer, that could mean a fee … Request your balance transfer as soon as possible. Plus, the card charges a 3% (minimum $10) fee for balance transfers as well. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services.